Passwordless Login
Secure, frictionless access with hardware-backed authentication.
Prevent Account Takeovers
Stop Fraudsters with Arculus Authenticate®
Account takeovers are a growing threat for banks and fintechs. Arculus Authenticate combines hardware and software for secure, passwordless authentication using premium metal cards with encrypted FIDO2 keys, ensuring only your customers can access their accounts and preventing fraud. Protect your customers while driving acquisition, retention, and engagement with every tap.
MFA Protection
Enhanced security with biometric, PIN code, and physical card.
Seamless Integration
Easily integrates with your existing infrastructure.
How Arculus Authenticate Works for Banks and Fintechs
Customers simply tap their Arculus card to their smartphone to securely log in and authenticate transactions. This reduces phishing and credential theft by using strong authentication that ensures only authorized users can access their accounts—using their Powered by Arculus card and your mobile app.
Fraud prevention
Protect your business and customers from fraud and data breaches.
Customer Retention
Deliver frictionless authentication that keeps customers engaged within your branded experience.
Zero Trust Architecture
Our passkey technology, in the form of metal payment cards, is FIDO2 certified.
Top-of-Wallet Success
Our multifunction cards can provide secure payment and authentication that your customers will reach for time and time again.
Benefits of Arculus Authenticate
No More SMS/OTP
Improve your customer’s account security with a better user experience that keeps them in your app, avoiding codes sent to emails or text messages.
High-Value Transaction Validation
Validate high-value transactions with biometric authentication, PIN verification, and encrypted NFC tap-to-sign security.
Reduction in Call Center Handling Time
Instead of answering personal identification questions with your call center, customers simply open your banking app prompting them to tap to authenticate.
Reduction in False Declines
Avoid losing customer trust and revenue due to unnecessary payment rejections. Prevent them with instant, secure transaction verification.
Prevention of Account Takeovers
Remove access points from nefarious actors with hardware passkey technology built into your payment cards – Powered by Arculus
New Device Authentication
Provide an easier authentication process when customers get new phones and payment cards with a tap.
Passwordless, MFA Authentication
Eliminate passwords with tap-to-authenticate security, enabling fast, frictionless login with multi-factor authentication
Loyalty and Engagement
Enhance customer loyalty with a premium metal card that provides secure access, exclusive perks, and a seamless user experience.
Our Resources
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Blog
A seismic shift is transforming the digital security landscape, as the adoption of Fast Identity Online (FIDO) standards by leading tech giants like Apple, Google, and Microsoft marks a significant step forward in the fight against cyber threats.
Blog
In a world where data breaches and cyber threats are a daily occurrence, the shortcomings of traditional passwords have never been more evident. With 83% of organizations reporting breaches, it's clear that new approaches to authentication are needed.
Whitepaper
How Banks and Financial Firms Can Address Customer Security with Convenience